New Year's Resolutions

HAPPY NEW YEAR!

Do you make New Year's Resolutions?  I don't necessarily make resolutions but I do try to set goals each new year.  This year my goals all center around the health and wellness of my family.  I have even gotten hubby on board with the goals.  

Physical Health/Fitness goals--

Focus on eating at home

Eat a variety of fruits and vegetables as a family

Introduce Little Dude to nutritious foods and avoid processed crap

Workout at least 3 times per week

Everyone to be a healthy BMI/BF%

Financial Health goals--

Payoff all"bad" debt (credit cards, miscellaneous loans, cars)

Stop buying "stuff" we don't need and get rid of the "Stuff" we already have

Hit a specific $ amount in our savings account

Emotional/Relationship goals--

One date night per month when hubby is home

No cell phones/computers/tv/electronics in bed

No TV on weeknights before Little Dude goes to bed

Read at least 1 book to Little Dude per day

Read 1 story from the Bible as a family at least 2 times per week

Purge excess junk from our house to help encourage a sense of calm/limit clutter

What are your goals for the new year?  How do you plan on accomplishing them?

So confusing

So I started doing some research last night trying to figure out the best place to start putting together a household binder.  I thought I would be able to find some cute fun printables that I would like that I could use but as many of the bloggers who had printables available for download stated...One size does not fit all...So instead I'm going to work on creating my own in the coming weeks I am by no means a design artist so I'm sure they won't be the cutest things in the world but for now I'm going for functionality over fun so wish me luck.

What are some things you think I should include in my binder?

Balance your Checkbook

Am I the only person in America under 50 who still balances a checkbook?   I recently discovered that not only do my friends not carry their checkbooks, I knew this, everyone uses debit and credit cards.  No one writes checks any more that’s what online bill pay is for.   However I was shocked to discover that the majority of my friends don’t even BALANCE their checkbooks.  Despite, or perhaps because of, direct deposit, automatic bill pay, automatic savings transfers etc my friends have no clue what the actual balance in their checking accounts are, and these aren’t people like my husband who, admittedly has a different approach to personal finances than I do (he also spends less than me so…) but other accountants, people with CPA’s, MBA’s, CFA’s and other letters behind their names.

Perhaps working with money all day every day has made them not care?

What do you think? Do you balance your checkbook? Do you know your current bank balance?